Loan is a financial institution in which they offer fast loans over the Internet through an automated robot system.
In a matter of minutes you can get your loan with hardly any documentation or credit history. Learn all the advantages of Prestamer now.
Why choose loan?
Prestamer offers loans of up to € 1,000, with a maturity period of 7 to 21 days and you can enjoy your money in less than 24 hours.
Prestamer offers instant loans online in a very convenient way and has a loan approval rate of 90%.
- We lend up to € 1,000 in a matter of minutes
- 24-hour service, including weekends and holidays
- No guarantees or deposits in guarantee
- First loan of up to € 300 only
- They do not offer ASNEF loans as such, although they do point out that the credit history is not the only thing they take into account to grant the loan so you can try
- Loans can be extended but they imply additional costs on the loan
What services does it offer?
Prestamer is the first service that operates 100% online and works in automatic mode. You can apply for loans at any time of the day and any day of the week, including holidays, which is fine if you need an urgent loan and you can not wait.
The Prestamer robot is innovative software and is programmed to grant loans automatically by contracting the data provided by customers.
Prestamer offers an instant and automatic loan service, thanks to its unique technology.
This robot is able to analyze the data of your loan application quickly and make a decision immediately to transfer the requested amount as soon as possible.
Being a robot Prestamer never rests and that is why you can get loans 24 hours.
In Prestamer, loans of up to € 1,000 are offered for repayment in a maximum period of 21 days. Also, in Prestamer your credit history does not matter, so if you have an unfavorable situation because of late payments the robot will not reject your application.
In Prestamer all the information provided is analyzed, I understand the situation of each client to decide whether or not to grant the loan.
Today loan applications are approved in 90% of cases , so having an unfavorable credit history is not always a problem for Prestamer who will always look for the best solution for you.
How does it work?
To apply for a loan in Prestamer you will have to follow these steps:
- Create a personal account You have to complete the form indicating your personal information. They will ask for your ID and a phone number. In a matter of minutes you will have your account ready to request the loan you need. It is very simple!
- Set the payment method to repay the loan. Now choose the form of payment you want to use when the time comes to return the loan.
- Sign the contract Finally, you will have to sign the consent to obtain the loan online and Prestamer will send you an SMS confirmation code so that the loan can be transferred to your account immediately.
Applying for a loan through this loan robot has its advantages:
- You choose the amount you need and the term to return the loan
- Everything works on the Internet and in real time, without waiting
- You can apply for loans 24 hours a day and receive the money quickly
- In Prestamer you will only pay interest for the days that you use your loan
- Prestamer is the fastest system to apply for a loan, because it approves your request in a matter of minutes and transfers you the money immediately afterwards
What requirements are needed?
To apply for a loan with Prestamer you will have to meet some basic requirements:
- Be of legal age (+21)
- Be Spanish (or have Spanish nationality)
- Be a permanent resident in Spain
- Have a mobile phone
To access the quick loans you will have to register on the Prestamer page, as we have indicated in the previous section.
With regard to the credit history, the fact is that Prestamer does not make any reference to ASNEF, although it does point out that the history is not decisive in the granting of the loan since more factors are taken into account.
Calculate your loan online!
If you need money quickly Prestamer is the perfect solution because your robot will analyze your application quickly and once approved you will receive the money transferred immediately.
In Prestamer you can apply for loans:
- From 50 euros to 1,000 euros. If it is the first time, it will be limited to 300 euros.
- With a return period from 7 days to a maximum of 21 days.
- The daily interest rate is 0.86%
How to return a loan?
When you register on the page you can indicate the payment method that is most convenient for you to pay back your loan. Among the available options you have: the bank card, the bank transfer and online bank transfer.
You will simply have to access your personal area to do so.
Also at Prestamer you will offer two interesting solutions:
- Return the loan in advance. If you want to repay the loan earlier than planned, you can do it without any problem.
- Extend the loan a few more days. In case you need more time to repay your loan you will only have to pay the interest accrued for the days of use of the loan and request an extension of the term to have more time. You can extend the repayment of your loan for 7, 14 and 21 days, and you will have to assume the costs, which will be 3%, 2.5% and 2% respectively, depending on the days of extension.